National Bank of Kenya (NBK), now a wholly owned subsidiary of Access Bank PLC, has reported a strong financial performance for 2025, with profits soaring and asset quality improving, reinforcing investor confidence in the bank’s turnaround strategy.
Profit before tax jumped 178% to KShs 2.91 billion, while profit after tax grew 125% to KShs 2.39 billion.
Net interest income increased to KShs 10.3 billion, supported by lower interest expenses, while operating costs fell to KShs 8.49 billion.
Expected credit losses dropped 37% to KShs 1.5 billion, reflecting stronger credit discipline and risk management.
George Odhiambo, Managing Director of NBK, noted, “The 2025 results reflect the successful execution of our transformation agenda.
These gains not only strengthen our balance sheet but also position NBK as a reliable partner for investors, businesses, and communities across Kenya.”
With customer deposits rising to KShs 106 billion, total equity at KShs 17 billion, and capital ratios fully compliant, NBK is poised to leverage its profitability to support business growth, financial inclusion, and sustainable economic development in 2026 and beyond.
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